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Funeral, casket, death Even a simple direct cremation with no ceremonies, viewing or casket can range from $495 to $7,595, according to a new survey from the Consumer Federation of America and Funeral Consumers Alliance. The report solicited pricing information from 142 funeral homes and cremation businesses in 10 major cities. "This extreme price variation provides compelling evidence of the need for effective price disclosure," CFA Executive Director Stephen Brobeck said in a news release. Even in the same city, the difference can be thousands of dollars. In New York, for example, direct cremation might run as little as $550 or as much as $10,125 more than 18 times as much, according to data from comparison site Parting.com. That's a potential premium of more than 1,800 percent. The new CFA/FCA report is a follow-up to research the consumer advocates released in 2015, which found full-service funeral prices ranging from $2,580 to $13,800. Even within the same city, the groups said, highs and lows often had variances of more than 200 percent. Although the Federal Trade Commission's " funeral rule " requires funeral homes to give pricing information by telephone, 24 of the 150 businesses in the 2015 survey did not provide that data after a phone and email request. And only a quarter had price information listed on their

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website. Nor is advertised pricing always reflective of the final bill.

For the original version including any supplementary images or video, visit http://www.cnbc.com/2016/09/22/comparison-shopping-funeral-costs-can-yield-big-savings-.html

The application is available on iOS and Android devices, and takes the hassle out of bringing paper coupons to the register every time you shop. Once you download the app and register your account, you will receive hundreds of offers direct to your phone. Then, you select the offers you want to redeem, and when you enter your phone number at checkout, the app automatically applies those savings onto your grocery bill. Like most apps, Just for U offers personalized savings based on your spending habits. For example, someone who consistently buys paprika or cumin seasoning might receive a digital coupon for oregano seasoning. Just for U helps Safeway secure a permanent spot on your phone, constantly reminding you that there are great deals at Safeway. Since the app optimizes its offerings based on your purchase history, it might offer a particular saving that incents you to purchase a product, whereas you would not have originally. The application is only available on certain smartphones, and cannot be used through the computer or a traditional cellphone. On the Albertsons website, I found several comments that lamented this issue. Beverly Murphy wrote, Very unfair to those who dont have Smartphone. Cindy Repucci commented, I dont think it is a good idea to shut out a percentage of your customers that do not have the latest and greatest cell phone. When asked about these comments, Swensen responded, Just for U is one of many benefits and discount programs we offer our customers. A limited

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number of these promotions target a specific group of shoppers, like smartphone users, while others are open to all shoppers. For those who have adopted the smartphone trend, the response has been more positive.

For the original version including any supplementary images or video, visit http://mtstandard.com/business/technology-column-safeway-launches-grocery-shopping-smartphone-app/article_7aacd06b-07f6-585d-8a54-02e768b5547c.html

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clothes shops around.In the classic 1995 film Clueless, Cher and her bestie Dionne spend a disproportionate quantity of period shopping at the mall. But still Babies R Us is usually a great store for mothers to store in for their children clothes requirements. Macy's prediction slice reflects elevated pessimism on the consumer's motivation to store for apparel and add-ons over the stability of the year, Deutsche Bank expert Paul Trussell composed in a be aware.A Tesco spokesman stated the adjustments at Woolwich were illustrative of Tesco Primary Executive Dave Lewis' strategy to convert around the business, giving customers more choice so they start to see superstores as the most convenient method to shop once again.

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